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Debt consolidation won't address the real problems that may sink your credit rating!SEARCH RATES: If you're considering a personal loan for debt consolidation, first check out the rates at

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Considating credit cards

Jim felt like a mouse in a wheel, running as fast as he can and getting nowhere.

at a reasonable interest rate, you could try to consolidate all of your credit card balances onto one low interest rate card and then aggressively pay off this card by paying a set amount each month that you determine in advance.

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Unlike some companies, we know that everyone's situation is different.

Debt Consolidation to bring all your debts (including credit card debts) together into one payment.

For example, the minimum payment on the card may be , but if you choose to pay 0 every month, you will have the balance paid off in a reasonable amount of time.

From time to time credit card companies offer very low promotional interest rates.

Some people use these as an opportunity to consolidate their debts.

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